CA| Commissioner Ricardo Lara issued a mandatory one-year moratorium on insurance companies to preserve residential insurance coverage for more than 200,000 policyholders affected by the Mountain Fire. Bulletin 2024-13 shields those living within the perimeters or adjoining ZIP Codes of these fires from insurance non-renewal or cancellation for one year from the date of the Governor’s emergency declarations regardless of whether they suffered a loss.
“Homeowners afflicted by devastating wildfires deserve the peace of mind that their home and future will remain covered by insurance as they recover,” said Insurance Commissioner Ricardo Lara. “Protecting wildfire survivors from non-renewals gives people time to assess their options and make decisions without having to worry about whether they will still have insurance.”
See the Top 10 Tips for Wildfire Claimants tips available on the California Department of Insurance Website.